Imagine not having to wonder where your money goes every month and feeling confident about your finances once and for all.
Most budgets don’t work because it’s easy to treat them like a diet.
Dieting can encourage a scarcity mindset around money that is unlikely to improve your financial situation.
Quite often, it can leave us feeling emotionally overwhelmed from not being able to have the things we want, like a slice of cake on special occasions.
Or feeling like you can't step foot into a restaurant if you have any form of debt.
Instead, I want to help you unlock your abundance mindset around money so you can reach your greatest financial potential and achieve your long-term goals.
You deserve to have peace of mind about your finances and live a debt-free life.
This Budget Planner will help you create a realistic plan for your money so you can focus on spending and investing well.
You can customize it to suit your lifestyle so your spending can seamlessly align with your goals and values.
Just a few years ago, I was a spender at heart and living paycheck to paycheck. I struggled with emotional spending and wanted to break free from this vicious cycle.
I tried to follow different budgeting methods including using apps and spreadsheets. You name it, I did it.
But many of these strategies weren’t compatible with my lifestyle and left me feeling worse about myself.
It wasn’t until I started writing everything down on paper that I finally felt a deeper connection to my money.
That’s why I’ve spent the past few years perfecting this easy-to-follow budgeting workbook to help you manage your money.
Use this Budget Planner to help you create a realistic budget, build an emergency fund, include “fun money” to spend on whatever you want, pay off debt, and boost your savings.
It can also help you stay on top of your bill payments and never forget to budget for another birthday or special occasion again.
Give yourself the comprehensive tools you need to stay on track so you can crush your money goals!
Who is this Budget Planner for?
This Budget Planner is perfect for those who want to track their budgeted paycheck income, expenses, savings, and debt payments against the actual amounts.
You can use these printables to either track your income and expenses for each paycheck (pay period), or for the month – it’s up to you!
This Budget Planner is practical because it follows the zero-based budget method.
This means every dollar has a job, such as paying monthly bills on time, growing your savings, or crushing your debt.
When you subtract your expenses, savings, and debt payments from your income, the result will equal zero.
Following a zero-based budget can prevent overspending and has allowed me save my first $100,000 by my mid-twenties.
What You’ll Get…
48 beautifully designed printable pages to save you money and reach your goals faster. (US Letter Size (8.5 x 11 inches) PDF
How-to use eBook full of tips and tricks on how to get the most out of your new Budget Planner.
6 printable horizontal cash envelopes that are perfect for your weekly or biweekly cash allowances.
Pages Include…
Budget Planner Cover Page
Financial Goals Overview - (to create an achievable action plan to crush your money goals this year!)
Financial Habits
Sinking Funds Overview - (to set specific savings goals for the year)
Annual Overview - (to see your income, expenses, savings and debt payments for the year)
Recurring Bills - (track regular and irregular bills to make sure you never miss another payment)
Subscription Tracker
Upcoming Expenses
Debt Avalanche Worksheet - (to create a plan to tackle your debt)
Debt Snowball Worksheet
Debt Snowball Tracker - (to keep track of monthly payments towards debt)
Debt Avalanche Tracker
Debt Avalanche Overview
Debt Snowball Overview
Debt Tracker
Budget Calendar - (1 undated page for each month of the year)
Paycheck Budget - (to create a realistic spending plan for each pay period)
50-30-20 Budget - (for those who prefer to break down their spending and savings by percentages)
70-20-10 Budget - (a simple way to break down your income by percentages)
Monthly Income Tracker - (to keep track of all your income sources, such as paychecks, side hustles, child support, and so on)
Monthly Expense Tracker - (to keep track of and monitor your daily spending)
Monthly Savings Tracker - (to keep track of and monitor your savings)
Monthly Sinking Funds Tracker - (to keep track of all your specific savings goals)
Monthly Spending Overview - (to see how much you're spending in each budget category)
Daily Intentions - (to set your money intentions to start your day off on the right path)
Monthly Reflection - (to see what went well each month, areas for improvement, and to set new goals)
Wishlist - (to curb spontaneous spending)
Questions to Ask Before Buying Something - (questions to ask yourself to curb impulse buying)
Net Worth - (to track your net worth and watch it grow)
Bank Account Information
Credit Card Information
Password Tracker
No Spend Challenge - (a fun challenge to save money fast)
Savings Goal (Jar) - (color in this cute savings tracker to reach your savings goal faster!)
Debt Thermometer - (color in this debt thermometer to pay off debt faster)
52 Week Savings Challenge - (save $1,378 in one year with this fun money challenge)
How to make a budget for beginners
If you need more guidance, check out this video where you'll learn how to use the Budget Planner to create a budget for beginners.
About This Budget Planner Printables Package
These PDF files are NOT digitally fillable or editable. This Budget Planner is meant to be PRINTED and HANDWRITTEN on.
These Budget Planner printables are designed to fit a standard 8.5” x 11” sheet of paper. You can put them in a binder or easily fit them in a folder.
This is an instant digital download (PDF). Nothing will be shipped.
After purchasing, you will be redirected to a link where you can instantly download the digital files.
You will also receive an email of your purchase and a link to download your digital files. Print as many copies as you need. Please note that colors may vary slightly based on each individual printer.
Please contact me at eden@mintnotion.com if you have any issues with the download or files - I will be here to provide any assistance!
